Best Digital ROSCA Platform Provider – London, 2025
StepLadder is redefining how people achieve their financial goals through collaboration. Our Circles platform digitises a centuries-old, globally recognised method of saving – known by many names like tandas, susu, ajo, stokvels and more – traditionally run offline and informally. By bringing groups together to contribute a fixed amount, with one member receiving the pot each month, Circles help people save faster, stay disciplined, and build credit along the way. Our white-label SaaS software helps to equip banks, fintechs, and mission-driven organisations with a fast way to launch, manage, and scale savings circles worldwide. Our platform handles onboarding, KYC, payments, matching, risk management, and community engagement, offering institutions a compliant, transparent way to deliver collaborative finance. As the UK’s Best Collaborative Savings Platform, StepLadder is proud to modernise a trusted global tradition and bring inclusive, community-powered savings to people everywhere.
