Fintech ecosystems reshape Africa’s financial landscape

Fintech development across Africa is accelerating as industry growth becomes increasingly anchored in interconnected ecosystems rather than isolated innovation. Collaborations involving startups, banks, mobile operators, investors and regulators are now central to building financial products that can scale across diverse markets. This shift reflects

BoE Holds at 4% as Rate-Cut Momentum Builds

The Bank of England’s latest policy meeting ended in a knife-edge decision that keeps the benchmark rate at 4% – but also signals the tightening cycle may be nearing its end. In a finely balanced 5-4 vote, Governor Andrew Bailey

Japan’s Crypto Ambitions Test Market Maturity

Japan’s digital asset market is entering a defining phase. As the value of crypto holdings climbs past ¥5 trillion (US $33 billion), optimism among retail investors and fintech firms has surged, driven by hopes that regulators will soon ease long-standing restrictions. Yet beneath this

Fintech Redefines Retirement Planning for the Private Markets Era

Fintech innovation is reshaping how individuals prepare for retirement, expanding access to private markets that were once reserved for institutional investors. As digital wealth platforms evolve, the traditional model, built around public equities and bonds, is being supplemented by opportunities in private equity, credit,

Brazil Tightens Fintech Regulations to Curb Financial Crime

Brazil’s central bank has introduced a sweeping set of regulatory reforms aimed at strengthening oversight of fintechs and tightening safeguards against financial crime. The move marks one of the most significant overhauls of the country’s financial supervision framework in recent years, reflecting a shift

Stalled Data Access Threatens U.S. Open Banking Momentum

The United States’ journey towards open banking has hit a critical pause after a federal injunction temporarily halted the Consumer Financial Protection Bureau’s (CFPB) long-awaited rule on consumer data access. Designed to give customers full control over their financial data, the regulation promised to

Merchant Banks Drive Global Finance Amid Growing Demand

In the fast-evolving world of corporate finance, merchant banks are becoming increasingly crucial. Unlike traditional retail banks, which cater to the general public, merchant banks specialise in offering high-end financial services tailored

HSBC’s Bid to Fully Privatise Hang Seng

HSBC’s proposed acquisition of the remaining 40 per cent stake in Hang Seng Bank marks one of its most significant strategic moves in Asia in recent years. Valued at approximately US$13.6 billion,

Stablecoins Threaten to Redraw the Banking Map

A new report from Standard Chartered has sent ripples through the financial world, warning that stablecoins could drain as much as $1 trillion from emerging market banks within the next three years.

Private Credit Seeks Growth Beyond Western Borders

Private credit has evolved from a niche alternative to a mainstream force, yet its explosive growth in mature markets has begun to reveal limits. As competition tightens and returns compress in the West, fund managers are steering their capital towards

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