ECB Prepares for a Leaner, More Flexible Balance Sheet

In Frankfurt, Isabel Schnabel’s recent speech marked a quiet turning point in how the European Central Bank envisions its role in a post-crisis, post-QE era. Speaking at the ECB Conference on Money Markets, she outlined a strategy of “quantitative normalisation” – not tightening –

HSBC’s Bid to Fully Privatise Hang Seng

HSBC’s proposed acquisition of the remaining 40 per cent stake in Hang Seng Bank marks one of its most significant strategic moves in Asia in recent years. Valued at approximately US$13.6 billion,

UBS Reaffirms Shareholder Rewards Amid Regulatory Tensions

UBS Group has doubled down on its commitment to shareholder payouts, even as Swiss regulators prepare to tighten capital requirements in the wake of the Credit Suisse collapse. Under the leadership of Chief Executive Sergio Ermotti, the bank is signalling

Private Credit Seeks Growth Beyond Western Borders

Private credit has evolved from a niche alternative to a mainstream force, yet its explosive growth in mature markets has begun to reveal limits. As competition tightens and returns compress in the West, fund managers are steering their capital towards emerging economies, enticed by

ECB Pushes for Simpler Rules and Fewer Buffers for Small Banks

The European Central Bank is moving to streamline regulation by proposing a reduction in capital buffers and simpler compliance rules for smaller lenders across the eurozone. Vice-President Luis de Guindos has emphasised that the reform would introduce proportionality, meaning banks will be regulated according

AI-Powered Investing: Navigating the Robo-Advisory Surge

The landscape of retail investing is undergoing a significant transformation, driven by the integration of artificial intelligence (AI) into financial advisory services. As AI tools like ChatGPT approach their third anniversary, approximately one in ten retail investors are turning to chatbots for stock selection,

India’s RBI Rolls Out New Guidelines for Safer Digital Payments

India’s digital payment landscape is set for a major upgrade with the Reserve Bank of India’s (RBI) announcement of new guidelines aimed at strengthening the security of digital transactions. Starting from April 1, 2026, the central bank will allow financial institutions to adopt risk-based

Deutsche Bank Supports Proposed Global Defence Bank

Deutsche Bank has thrown its support behind the creation of the Defence, Security and Resilience Bank (DSRB), a global initiative designed to finance rearmament and strengthen national defence capabilities. The proposed bank,

HSBC, Deutsche Bank Delay BoE Rate Cuts

HSBC and Deutsche Bank have revised their forecasts for the Bank of England’s (BoE) rate cuts, postponing expectations due to ongoing inflationary pressures and economic uncertainty. HSBC now projects that the BoE

Poland’s Rate Shift Tests Fiscal Nerves

Poland’s central bank is widely expected to trim its benchmark interest rate by a quarter of a percentage point this week, easing it to 4.75 per cent. The anticipated move continues a

Fed Turmoil Threatens Global Financial Stability

Christine Lagarde has raised a stark warning that the credibility of global markets could be shaken if the independence of the US Federal Reserve comes under political attack. Speaking just as speculation grows over President Donald Trump’s attempt to unseat

BFSI Insider