Two US financial institutions, State Bank of Texas and BankCherokee, have gone live with a new digital banking platform provided by Alkami Technology, extending the vendor’s footprint among community and regional lenders.
The deployments follow similar adoptions this year by Amplify Credit Union, Harvard Federal Credit Union and Citizens State Bank, signalling sustained demand for modernised digital infrastructure across smaller US institutions. State Bank of Texas will use the platform to support both retail and business customers, introducing mobile cheque deposits, real-time alerts, card controls and additional tools tailored to business banking.
Based in Dallas, State Bank of Texas manages more than $2bn in total assets and focuses on hospitality sector lending. Its portfolio includes first mortgage loans, SBA 7(a) loans and SBA 504 loans ranging from $100,000 to $75m. The new platform is intended to enhance digital engagement across these customer segments while consolidating services within a single interface.
BankCherokee, a Twin Cities community bank founded in 1908, has implemented the same technology to strengthen digital account management and introduce Positive Pay and ACH reporting products for business clients. The move follows a rebranding exercise completed in November, which included an upgraded mobile application. The bank provides personal and business banking services alongside retirement and investment offerings.
For Alkami, the twin go-lives reinforce its position in the US digital banking market as institutions seek to upgrade legacy systems with integrated, customer-facing capabilities. As competition intensifies among regional banks and credit unions, the ability to deliver enhanced digital tools for both retail and commercial users is becoming central to differentiation, particularly for lenders balancing long-established community ties with evolving customer expectations.
