February 2026 - Page 2

The introduction of a digital euro could impose implementation costs of between €4 billion and €6 billion on European banks over four years, according to estimates presented by a senior European Central

UK banks are entering a new phase of mortgage risk as accelerating flood damage increasingly threatens property finance and the stability of housing loans. Lenders are under growing pressure to reassess exposure

Senior UK banking executives are examining the creation of a domestic payments company to reduce reliance on US card networks Visa and Mastercard, amid concerns that geopolitical tensions could expose vulnerabilities in

Global banking regulators are raising concerns over the rapid expansion of credit risk transfer transactions, as lenders increasingly use these instruments to manage capital requirements and free up balance sheet capacity. Supervisors

Goldman Sachs has deepened its engagement with artificial intelligence by working with Anthropic to develop autonomous agents for accounting, compliance and other internal banking functions, the bank’s chief information officer has confirmed.

Bank of Ireland prevented €9.7 million in customer losses in 2025 after deploying artificial intelligence to assess card transactions for potential fraud, underscoring how machine learning is being embedded into core banking

Cross-border banking mergers and acquisitions among European Union lenders hit about €17 billion in 2025, the highest level since the global financial crisis in 2008, reflecting a renewed wave of foreign direct